MoneyInternals
TOOLS / INDEX WATCH ON YOUTUBE ↗

The pages from the videos, live.

Every Money Internals video is driven through one of these interactive pages. They're working tools — open one, change the inputs, watch the machine respond. Education, not financial advice.

PathToolEpisode
/orderbook Build an Exchange The order book terminal, one page per episode — where prices come from, market vs limit, and the queue. BUILD AN EXCHANGE · EP 1–3 /pension The pension series Compounding, the £100k tax trap, and the 20% relief most people never claim — one page per episode. PENSION SERIES · 01–03 /book-to-bill The order queue Why revenue stops at capacity, what a backlog is and isn't, and how long a fab takes to land. MARKET MECHANICS · 01 /pension-vs-isa Pension vs ISA — two jars The same £1,000 of pay, taxed on the way in or on the way out — and the three settings that decide which jar is bigger. UK MONEY MECHANICS /mortgage-split Your first mortgage payment £1,461 a month, and in month one only £420 of it buys the house — the crossover, what an overpayment does, and why a rate reset jumps the payment. UK MONEY MECHANICS /wyao-bonds Why bond prices fall when rates rise Two friends, two bonds, one rate rise: why the 30-year falls eight times more than the 2-year, and when the price actually costs you anything. WHAT YOU ACTUALLY OWN · 01 /himm-capex The AI capex problem Four buyers set the budget: why a supplier paid out of the extra dollars sees its sales halve when spending grows 10%, and why it takes 37% just to stand still. HOW IT ACTUALLY MAKES MONEY · 01 /cash-burn Why loss-makers swing hardest Two made-up companies worth the same today: why a rise in rates or a cut in hopes moves the one whose value is years away two to three times as much, both ways. MARKET MECHANICS · 02 /marginal-rate-map UK tax bands at every salary The tax on your next £1 from £20,000 to £150,000, all in: the 62% between £100k and £125k, the child benefit charge, a student loan on top. 2026/27. UK MONEY MECHANICS

Source for everything here is public — the exchange build lives at github.com/MoneyInternals/mini-exchange, this site at github.com/MoneyInternals/tools.

MONEY INTERNALS · EDUCATION, NOT FINANCIAL ADVICE FOR DECISIONS ABOUT YOUR OWN MONEY, SPEAK TO A REGULATED ADVISER